Credit Services Debt Collecting Agents.
Address: PO Box 137, Dunedin House, 45 Percy Street, Hull HU2 8HF. Also
The Mash, Jarrat Street, HULL HU1 3HA.
Telephone: 01482 590590 and 0141 3005300
Fax: 01482 380629
Wescot Credit Services Debt Collecting Agents and
the Truth About Your Debt
Get a free QuickCreditScore
check by applying
You must ensure that you know whether the debt collecting company
bought the account themselves (in the role of a debt purchasing company)
or if they are doing recovery work on behalf of another company such
as a bank (in which case they would pocket a percentage of recovered
money). If a letter of assignment is sent, which is legally required
if the debt has actually been sold wholesale, then you know the debt
collection firm is the owner of the debt and therefore will try to get
as much money out of you as they can. When dealing with Wescot Credit
Services debt collecting agents do bear in mind that almost every penny
the debt collecting company gets is profit because they purchased the
account for next to nothing. So they will try to get you any way they
You may call into question the validity of the money owed or indeed
the existence of the account itself by making a SAR (or Subject Access
Request) as a reply to Wescot Credit Services debt collecting agents.
The true owner of the alleged debt (the bank or the debt purchasing
company) must give you a true signed copy of the original credit agreement
with the bank if the contract was signed prior to 6 April 2007. When
they fail to do this they are in breach of the Consumer Credit Act 1974,
and the debt is said to be in dispute. While this situation exists they
cannot demand payment and they cannot sell it on to another agency (which
many are prone to do at this stage). While the debt is in dispute it
may not be enforced, even by a judge.. If you want you can always get
a lawyer to do this for you, because it can be a bit of a strain sometimes.
There are also legal and paralegal firms offering services in the area.
So ask Wescot Credit Services Debt Collecting Agents
for a copy of the original contract when you took out your loan or credit
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
Data On Wescot Credit Services Debt Collecting Agents
you have any information that you would like honest people to know
about Wescot Credit Services Debt Collecting Agents then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.
Wescot Credit Services Debt Collecting Agents website is part of DPC
Registry website group. All rights reserved.