Wescot Credit Services Debt Collecting Agents

 

Registry of Debt Collectors

 

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What To Do If You Get A Nasty Letter or Phone Call From:

Wescot Credit Services Debt Collecting Agents

Wescot Credit Services Debt Collecting Agents is a debt purchasing company listed in the website of

 

 

DPC Registry is registered under the Data Protection Act. Reg. No. Z1620707.

Name: Wescot Credit Services Debt Collecting Agents.
Address: PO Box 137, Dunedin House, 45 Percy Street, Hull HU2 8HF. Also The Mash, Jarrat Street, HULL HU1 3HA.
Telephone: 01482 590590 and 0141 3005300
Fax: 01482 380629

Wescot Credit Services Debt Collecting Agents and the Truth About Your Debt

You must ensure that you know whether the debt collecting company bought the account themselves (in the role of a debt purchasing company) or if they are doing recovery work on behalf of another company such as a bank (in which case they would pocket a percentage of recovered money). If a letter of assignment is sent, which is legally required if the debt has actually been sold wholesale, then you know the debt collection firm is the owner of the debt and therefore will try to get as much money out of you as they can. When dealing with Wescot Credit Services debt collecting agents do bear in mind that almost every penny the debt collecting company gets is profit because they purchased the account for next to nothing. So they will try to get you any way they possibly can.

You may call into question the validity of the money owed or indeed the existence of the account itself by making a SAR (or Subject Access Request) as a reply to Wescot Credit Services debt collecting agents. The true owner of the alleged debt (the bank or the debt purchasing company) must give you a true signed copy of the original credit agreement with the bank if the contract was signed prior to 6 April 2007. When they fail to do this they are in breach of the Consumer Credit Act 1974, and the debt is said to be in dispute. While this situation exists they cannot demand payment and they cannot sell it on to another agency (which many are prone to do at this stage). While the debt is in dispute it may not be enforced, even by a judge.. If you want you can always get a lawyer to do this for you, because it can be a bit of a strain sometimes. There are also legal and paralegal firms offering services in the area.

Plenty of people have noticed that the debt collectors usually insist on talking to you on the phone. For some reason they always choose to call you on the phone instead of writing to you. The reason for this is that they wouldn't be able to make the same threats on paper for the reason that they do not wish to impeach themselves in a verifiable form such as a letter.

Assuming that you are having to deal with Wescot Credit Services debt collecting agents you'll be aware of the tricks they use to get you to set up a standing order in order to make money from you. You may already have had bad dealings with them on the phone. They may call you when they know it is inconvenient or even embarrassing for you and on an unacceptably numerous number of occasions. They may send you official-appearing sternly worded letters threatening that they will come round to collect the full amount or take you to court for the full amount. Their other tricks might include attempting an order for sale charge on your home or in some way bring about your destitution.

So ask Wescot Credit Services Debt Collecting Agents for a copy of the original contract when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application here. If you want to check, in addition, missold PPI and recover all the credit card charges you've paid over the last 6 years (plus 8% interest) it costs an upfront fee of only £99 for a full audit to see what you're entitled to. Click here for more.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.

 

We are licenced by the Office of Fair Trading. Licence No. 633327.

We are signatories of the Data Protection Act. Reg. No. Z1620707.

 

 

More Data On Wescot Credit Services Debt Collecting Agents

 

If you have any information that you would like honest people to know about Wescot Credit Services Debt Collecting Agents then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

 

 

 

This Wescot Credit Services Debt Collecting Agents website is part of DPC Registry website group. All rights reserved.