What To Do If You Get A Nasty Letter or Phone Call From:
Wescot Credit Services Debt Collecting Agency

Wescot
Credit Services Debt Collecting Agency is a debt purchasing company
listed in the website of
DPC
Registry is licenced by the Office of Fair Trading. Licence No.
633327 and are signatories
of the Data Protection Act. Reg. No. Z1620707
Name: Wescot
Credit Services Debt Collecting Agency
Address: PO Box 137, Dunedin House, 45 Percy Street, Hull HU2 8HF. Also
Midlands House, Oswald Street, Glasgow, G1 4PL
Telephone: 01482 590590 and 0141 3005300 (but don't phone these people)
Fax: 01482 380629
Email: person or department @wescot.co.uk
Extra Data:

Wescot Credit Services Debt Collecting Agency and
the Truth About Your Debt

Several excellent consumer finance forums exist online where you may
read about the tactics implicating Wescot Credit Services debt collecting
agency and their various methods. Notice how some of the debt purchasing
companies specialise in certain kinds of activity while others operate
other angles and use different tactics. The consequence is always suffering
and distress for ordinary folk. The DPCs are often members of professional
sounding organisations which appears to legitimize their activities.
Of course they bear more resemblance to the fraudsters and con-men who
send out letters saying that you have won the lottery you have never
entered.
You should always make sure that you know whether the debt collector
has bought the account themselves as a means of making a profit or whether
they are carrying out work for another company such as a credit card
company (where they would pocket a percentage of recovered funds). If
a letter of assignment is sent, which the law requires if the debt has
actually been sold wholesale, then you know that the debt collections
firm is the actual owner of the debt and will try to get as much money
out of you as he possibly can. In dealing with Wescot Credit Services
debt collecting agency remember that everything the debt collection
agency gets is pure profit because they purchased the debt wholesale.
So they will try to get you any way they can.
As you are coping with Wescot Credit Services debt collecting agency
then perhaps you can draw comfort by the fact that the actions that
they are doing are probably illegal. The debt collectors involved appear
to be under very little obligation to do anything about improving their
behaviour unless instructed to do so by the Office of Fair Trading or
similar organisation.
Remember to insist on handling these DPCs in writing. Never give out
your telephone number. The problem is during the first call they make
they'll tell you that they are the bank and thus make you more obliged
to comply. They want you to be as unaware of the facts as possible,
and they want as much uncertainty as they can: here Wescot Credit Services
debt collecting agency will have the best result for them. Once they
get hold of this information they will use it to worry you and even
to frighten you. The law is there to prevent this happening but the
problem is that most people don't know which laws to use and it is clear
that the DCAs use it to their own benefit. Public bodies like the Consumer
Credit Counselling Service and the CAB are there to help although often
they are stretched to bursting and sometimes their advice may be lacking
in detail.
So ask Wescot Credit Services Debt Collecting Agency
for a copy of the original contract when you took out your loan or credit
card.
Even better, start
an unenforceable
credit agreement application here. If you want to check, in addition,
missold PPI and recover all the credit card charges you've paid over
the last 6 years (plus 8% interest) it costs an upfront fee of only
£99 for a full audit to see what you're entitled to. Click
here for more.
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
We are licenced
by the Office of Fair Trading. Licence No. 633327.
We are signatories
of the Data Protection Act. Reg. No. Z1620707.
More
Data On Wescot Credit Services Debt Collecting Agency
If
you have any information that you would like honest people to know
about Wescot Credit Services Debt Collecting Agency then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

This
Wescot Credit Services Debt Collecting Agency website is part of DPC
Registry website group. All rights reserved.